Reseña del libro "Reset Your Finances (en Inglés)"
RESET YOUR FINANCESOne Decision. One Day. One Reset. A New Direction.What if changing your financial future started with one decision?Financial setbacks happen. Jobs change. Emergencies arise. Debt grows. Credit suffers. Sometimes life simply forces us to start over. But starting over does not mean you have failed.In Reset Your Finances, financial educator and entrepreneur Reva Marshall, founder of Bookkeeping, Budgeting, and More, LLC, combines practical financial education, personal testimony, faith, and encouragement to help readers take control of their money and build a stronger financial future.After experiencing a life-changing setback, Reva discovered firsthand why budgeting, emergency savings, financial preparation, faith, and sound money management matter. What could have stopped her instead redirected her toward a greater purpose: helping others understand their finances, recover from financial mistakes, and prepare for their future.This isn't simply a book about making more money. It's about making better decisions with the money already in your hands.Inside, you'll discover how to:Reset unhealthy spending habits and distinguish needs from wants.Create a realistic budget and give every dollar an assignment.Build an emergency fund for life's unexpected circumstances.Understand debt, credit, debt-to-income ratio, and net worth.Use tax refunds intentionally to save, invest, reduce debt, and build for the future.Pay debt strategically and understand the value of additional principal payments.Prepare for retirement and ask better questions about retirement accounts and long-term planning.Protect your family through life insurance, beneficiaries, estate planning, trusts, and appropriate legal documents.Prepare for children becoming legal adults and begin building their financial future.Strengthen finances within marriage through communication, teamwork, shared goals, and financial milestones.Prepare financially for entrepreneurship before transitioning from employee to business owner.Most importantly, Reset Your Finances reminds you that your current financial condition does not have to become your permanent financial destination.Your debt is not your identity.Your credit score is not your identity.Your mistakes are not your identity.Your setback is not the end of your story.Inspired by Proverbs 3:5–6, Reva encourages readers to acknowledge God throughout their financial journey and understand that stewardship is about more than accumulating money. It's about managing resources wisely, preparing for those you love, and living with purpose.Whether you're rebuilding after a setback, escaping the paycheck-to-paycheck cycle, preparing for retirement, raising financially responsible children, strengthening your marriage, building a business, or simply ready to manage money differently, your reset can begin today.You don't have to change everything at once.You just have to make the first decision.One Decision. One Day. One Reset. A New Direction.It's time to RESET YOUR FINANCES. Read more
