An Introduction to Fintech: From Technologies to Applications (en Inglés) - Bohui Zhang

This book equips readers with a clear, structured framework to understand, evaluate, and apply FinTech solutions in real financial contexts. By combining conceptual foundations with hands-on cases, it enables readers to move confidently from theory to implementation across multiple financial domains. 
The book adopts an integrated approach that connects financial logic, managerial decision-making, and core digital technologies. It progresses systematically from the fundamentals of financial systems to enabling technologies-such as big data, artificial intelligence, blockchain, cloud computing, and the Internet of Things-and then to their concrete applications in payments, digital currency, credit, capital markets, investment advisory, and insurance. Regulation, governance, and risk management are treated as essential components rather than afterthoughts.
What distinguishes this book is its balanced treatment of finance and technology, avoiding excessive technical abstraction while retaining analytical rigor. Drawing on both Chinese and international case studies, it offers a diverse and comparative perspective on how FinTech evolves across different institutional and market environments. Rich real-world examples, data-driven illustrations, and operational models help readers understand how FinTech works in practice and why it creates value.
The book is designed for upper-level undergraduates, postgraduates, and doctoral students in finance, business, information systems, and related fields, as well as practitioners seeking a systematic introduction to FinTech. No advanced programming background is required.